A program for veterans assisted living is relatively unknown. It is called the VA Aid and Attendance Program, available since 1951. The problem is most veterans have never heard of it--and are not taking advantage of these amazing benefits for our veterans.
Here are the basic requirements to qualify for the VA Aid and Attendance Program:
Additionally, if you qualify above, you must prove the veteran needs help with living:
The above are all ways to prove their need. Examples of assistance are:
The VA will look at your assets, income and medical expenses in determining qualification. There is a formula. It is best to consult with a financial adviser who knows about the VA Aid and Attendance program for veterans and who can advise you on how best to apply and if you will qualify.
If you do have long term care insurance, you can still get the benefit if you qualify. Money from Long term care insurance is considered income.
If you meet the requirements, you may be eligible for $1949.66 month for veteran with spouse or $1644. per month for a single veteran (please verify as these amounts can change).
There are also surviving spouse benefits. A surviving spouse can receive $1056.75 per month if they qualify. These rules for spouse qualifying have some specific requirements so please ask your adviser or the VA about the requirements for surviving spouses. Surviving spouses must have their marriage certificate.
What are they:
Veterans have outstanding benefits available to them. Don't wait--call them today.
Talk to the Veterans Administration for more details about this program to see if you can qualify.
Here is a phone number for a VA rep for this program: 1-800-827-1000 - push option 1, then 1 again and then 0. They can give some information on qualifying and send you an application.
You may need some planning before applying and this is where the financial adviser can be of help. Ask about the Special Needs Trust to protect your assets. This is designed to save your money for any eventual need you may have for long term care.
Talking with a certified financial planner about the VA Aid and Attendance program early on may be helpful. There are ones that specialize in understanding this program and they can help determine if you qualify.
Caregiving is hard and this role can last a long time eventually taking its toll on you and impairing your health. You need to take care of yourself in order to continue giving care. Read my first-hand article on caring for yourself.
Wonderful information and help for veterans and their caregivers and new caregiver services for Post 911 veterans. Or call them at their help line to get started:
VA Caregiver Support Line
More Assisted Living Help for Veterans--Supportive Government for care website:
Interested to know what supportive benefits there are:
Here is where you'll find the VA Explanation of Caregiver Services.
For all information concerning veteran's health care that you may be eligible for see this website page.
And if you are interested in finding retirement communities for veterans, most of which have assisted living available, see Military Retirement Communities.